Find document fraud in mortgage applications
Instantly identify instances of fraud in bank statements, payslips and utility during the mortgage application process.
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The year-on-year increase in mortgage fraud deriving from fake income declarations specifically has risen 27.3%
CoreLogic found that in 2023, 1 in every 134 mortgage applications contained fraud. It takes seconds to assess a document with automation.
Ops teams can waste up to 200+ hours a week manually reviewing financial documents. Automated document analysis eliminates human errors.
Mortgage risk assessment software that reduces the burden of human error
The average mortgage in the the UK is now £184,376. 1 in 13 Brits admitted to first-party document fraud last year.
Reduce the time and manpower it takes to assess the fraud risk associated with mortgage applications accurately. For lenders using our easy-to-use UI or integrated API, our home loan underwriting software analyses: bank statements, business bank statements, payslips, and utility bills.
For brokers, we can protect your relationships with lenders by helping serve fraud-free applications.
We can easily authenticate foreign documents, business statements, investment portfolios and much more.
Buy-to-Let, commercial, residential and bridging loans can be a complex business. Income streams and proving sources of funds can take time and concentration. Relieve the burden of your human advisers by authenticating financial statements instantly.
A home loan application can include around 3-8 documents including bank statements, business accounts and proof of identity docs. Assessing these documents for risk manually on a large scale creates significant opportunities for human error.
Most mortgage fraud in documents cannot be detected by humans. Therefore how can you expect a human to assess risk effectively?
Discover more about how we can spot fake bank statements in seconds.
mortgage lending
Take ownership of effective document fraud assessment
How can we measure risk with more precise data and help home financiers scale? We utilise...
Explore the full power of Homeppl technology
Increase the performance of your risk and ops teams by adding fraud & affordability analysis to your customer applications
Read more about how to combat mortgage fraud
Reduce home loan fraud from impacting your business at the point of application
Demo the tech making financial risk assessment more simple for loan providers...
We'll provide a short no-obligation demo of each element of our fraud tech, book below:
