Consumer risk assessment for
Fintechs
Qualify consumer applications with speed and accuracy. Reduce customer onboarding friction & cut manual costs with automation.
We’re trusted by the world's leading companies
Offer a frictionless application process that pleases customers. Advertise your company as market leaders, utilising security-conscious technology.
Flag manipulated documents; waste no time on fraudulent applications. Extract transactions data, verify income sources & analyse spending habits.
Cut costs by automating manual due diligence. Spend significantly less on clunky and manual operations processes.
Gain efficiency, grow revenue
Leave behind the legacy operations flows of yesterday and use powerful data analysis and automation to scale your fintech startup. Our API works quietly in the background, offering you better affordability insights and your customers a smoother application flow.
Companies that work with Homeppl can convert up to 25% more customers. Unlink UK credit referencing, we confidently assess and approve customers from all profiles, including student, ‘thin-file’, international and high net worth profiles. Access a world of new customers left behind by conventional assessment methods. This is a risk management framework all fintechs should employ in 2023.
Discover more about the Homeppl full consumer credit risk check >
We identify customers you’ll want to work with based on a risk appetite that you define. Weed out valueless or fraudulent consumer applications early with our advanced document analysis API.
Convert any bank statement into unified code for easy-to-understand affordability insights and income verification.
Discover more about our Fraud Finder >
Once we’ve qualified consumers that meet your risk criteria, we’ll assume the risk of the financial products. Our asset and liability guarantees are universal, customisable and pay out on claims the very same day. Pass down our guarantee as premium protection products for additional revenue streams.
By boosting Spotahome’s application approval ratings to our industry average of 96% and creating a premium guarantee product for landlords in 29 countries, we were able to contribute significantly to their business growth.
fintechs
Actionable intelligence for Fintechs
Explore the full power of Homeppl technology
Increase the performance of your risk and ops teams by adding fraud & affordability analysis to your customer applications